How to Find Special Single Parent Home Grants
December 10, 2011 by Admin
Filed under How To Be A Single Parent
Article by Peter West
Thousands of people qualify every year for special single parent home grants from the federal government. These assistance programs can be used to make a down payment of a single parent mortgage. While still others of these single parents home grants can used to renovate or repair an existing house. If you have ever wanted to know more about single parent home grants, then you should read more of this article.
Mortgage Assistance – Fact or Fiction?
You may think that this is too good to be true, but it’s not. There really are actual programs that act just like single parent home grants. Usually hosted under a number of different federal and state programs, these single parent home grants provide financial aid to low-income and other qualifying single parents so that they can provide decent and safe housing for their families.Listed below are some steps you can take to find the right single parent home grant for you.
First, use your local city or state government to find home grants for single parents. If possible use the Internet to explore the various local and state websites. Next start calling all the various home buying programs and counseling centers you can in your phonebook.
Second, visit http://www.grants.gov, a federal clearinghouse on not only single parent home grants. This website has access to hundreds of different single parent home grants and information of other forms of federal loans or assistance.
Now you can visit your local Public Housing Authority to see if they participate in the US Department of Housing and Urban Development’s (HUD) “Homeownership Voucher Program.” This program offers housing vouchers instead of grants. But all vouchers can be used to make down payments of single parent mortgages as well as make repairs.
Next if you live in a more rural setting, you may qualify for enrollment in the USDA’s (US Department of Agriculture) plan called the Rural Development -Housing & Community Facilities Programs (HCFP). The HCFP system funds many single parent home grants and various other homeownership opportunities, especially ones designed for single parents living in rural America.
Check the eligibility requirements. Many federal assistance programs require that a single parent meet specific prerequisites in order to be awarded a single parent home grant. So to save your self lots of time and frustration, read the home grant eligibility rules very carefully.
Each government agency has different rules and regulations, so each single parent home grant application will differ slightly. But most will require that your earned income not exceed a certain a specified amount and that you are able to prove proof that you are indeed a single parent.
Single parenthood candidates also include a divorced person who had custody of the kids, any family that has been abandoned by the other parent and any family that has one parent incarcerated or who has died.
Visit your family bank, savings and loan or credit union and talk to their loan specialists. See if they work with any government programs that provide funds for single parent mortgages.
Once you have all the information you need, you can start the application process. Select the single parent home grant that you think means your needs. Now download the grant forms and other package information. Complete all the forms and submit them before the specified deadline.
As you can see, finding special single parent home grants while not simple is not as difficult as some people think.
Pieter West travels the world on a regular basis and have written about numerous subjects. He has an extensive knowledge about, finances, DIY, parenting advice and many more subjects.
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